नेपाली
बाबा सहकारीको वृद्धि : शेयर सदस्यहरुको सम्मान,स्वाभिमान र समृद्धि।
A Shaikshik Loan is a type of loan provided to students or their guardians to help cover the cost of education, both within Nepal or abroad.
Covers tuition fees, hostel, books, travel, and other academic expenses
Provided to students pursuing higher education (Bachelor’s, Master’s, MBBS, etc.)
Can be for domestic or international study
Usually requires a guarantor or collateral
Repayment often starts after course completion or a grace period
Funding higher education in Nepal or abroad
Reducing financial burden on families
Supporting professional or technical courses
A Baideshik Loan is a loan provided to individuals going abroad for foreign employment (like working in Gulf countries, Malaysia, Korea, Japan, etc.).
Covers visa processing, manpower fees, flight tickets, insurance, training, etc.
Provided to job-seekers traveling for foreign employment
Often a short-term loan with repayment starting soon after employment begins
Usually requires a guarantor, and sometimes collateral
To support Nepali workers going abroad for employment
Reducing exploitation by informal lenders
Enabling safe and planned migration